i need a right answer please

Check my work Spectra Scientific of Santa Clara, CA, manufactures Q-switched solid state industrial lasers for LED substrate scribing and silicon wafer dicing. The company got a $54 million loan to be repaid over a 10-year period at 15% per year interest. Determine the amount of the unrecovered balance of the principal immediately after the first payment. The amount of the unrecovered balance of the principal immediately after the first payment is $