i need answer on the third question plz

Answer questions 8 to 10 based on the following information. Lily has the following loss distribution for her medical expenses after she has been diagnosed of stage 4 breast cancer. Medical expenses Probability $0 0.01 $100,000 0.20 $500,000 6.40 $1,500,000 0.39 If Lily has a medical expense policy with full insurance, how much would the insurer be expected to pay for the medical expenses? Select one: O a 0 O b. 312600 Oc 804000 O d. 1500000 Oe. None of the above If Lily has a medical expense policy with $40,000 deductible and a $500,000 limit, how much would the insurer be expected to pay for the medical expenses? Select one: O a. 0 O b. 312600 804000 O d. 1500000 Oe None of the above If Lily has a medical expense policy with $40,000 deductible, a 40 percent coinsurance, and a $500,000 limit, how much would the insurer be expected to pay for the medical expenses? Select one: 0 Ob. 312600 Oc 804000 O d. 1500000 O e None of the above