i need help example and explain

5. Give one reason for a "hard-pull" on your credit report Factor Example Definition/ Explanation Amount of debt owed Credit history how much debt one carries with him in total. It is the significant factor in the measurement of credit score. Debt settlement is necessary or else it leads to declining credit score which limits the capacity of borrowing a result of mathematical algorithms which are applied to the credit report of the borrower. It is algorithms made on the basis of information regarding credit score from various sources indicates how one has paid his accounts over the period of time. It is the most important factor which helps lenders to judge the borrower's capacity. Income ratio helps in measuring applicant's or borrower's ability to manage his debt repayments over time. Payment history Debt/income ratio Types of credit already existing FICO Scores, VantageScore Scores are the types of credit models already existing for measuring credit score of the borrowers. Explain a "soft-pull on your credit report. Give one reason for a "soft-pull on your credit report. Give one reason for a "hard-pull on your credit report. Explain a "hard-pull" on your credit report. Explain a soft-pull on your credit report. Give one reason for a "soft-pull on your credit report. Give one reason for a "hard-pull on your credit report. Explain a "hard-pull on your credit report. 5. Give one reason for a "hard-pull" on your credit report Factor Example Definition/ Explanation Amount of debt owed Credit history how much debt one carries with him in total. It is the significant factor in the measurement of credit score. Debt settlement is necessary or else it leads to declining credit score which limits the capacity of borrowing a result of mathematical algorithms which are applied to the credit report of the borrower. It is algorithms made on the basis of information regarding credit score from various sources indicates how one has paid his accounts over the period of time. It is the most important factor which helps lenders to judge the borrower's capacity. Income ratio helps in measuring applicant's or borrower's ability to manage his debt repayments over time. Payment history Debt/income ratio Types of credit already existing FICO Scores, VantageScore Scores are the types of credit models already existing for measuring credit score of the borrowers. Explain a "soft-pull on your credit report. Give one reason for a "soft-pull on your credit report. Give one reason for a "hard-pull on your credit report. Explain a "hard-pull" on your credit report. Explain a soft-pull on your credit report. Give one reason for a "soft-pull on your credit report. Give one reason for a "hard-pull on your credit report. Explain a "hard-pull on your credit report