I need help in these questions. Please do them correctly and do not make any mistake. Please must do it correctly as I have only 1 chance for these

Question 38 What is the oldest term for commercial paper still used today: O a. Bills of exchange, which is more restricted in application then it once was. O b. Bills of Exchange, which is more comprehensive then it originally was. OC. Bills of Transfer O d. Direct Sale Documents. Question 39 01 50 uestion 39 2 points Save Answer Sam owed a large number of people and businesses money. One day Sam brought all of his creditors together and offered a Creditors Composition Agreement: O a. This is also known as a Hostile settlement clause O b. This is not a common tool used by debt counselors. Oc. Creditors can choose to participate or not. O d. Its the fear of liens that makes this desirable. Question 40 2 points Save Ans Establishing a security interest, and perfecting that interest, seems like a well thought out way for a creditor to limit potential future losses. Some state statutory liens are even better than being perfected, however they are only payable when: O a. Security interests are created. O b. All Liens are paid in full. O c. Judicial liens are competed. O d. All the administrative costs of the action are paid Question 41 The legal proceeding for a creating a Lien is governed by: O Federal statute O City ordinance. O State statute. O The UCC. Question 44 2 points Save A Billy takes his car into a service station for repair. The repairs are made and Billy pays the debt owed to the repair shop. The repair shop has: O a. A mechanic's lien O b. A judicial lien O c. An artisan's lien O d. No Lien