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The tradeoff for lowering your insurance premium is to a) Increase your deductible b) Increase your liability c) Decrease your deductible d) Get an umbrella policy Question 20 (4 points) The Truth in Lending Act a) reguates the way credit reporting agencies can collect, access, use and share the data they collect in your consumer reports. b) is made to promote the infomed use of consumer credit by requiring. disclosures about its tems and costs d) makes it illegal to prohilit discrimination by providers of housing bused upan? someane's gender, race, relipon mantal status, or dicability di puts restrictions on the financial housty and created programs to stop mortgage comparies and kndess from taing advantage of consumers. A friend of a friend has told you about a super sate investment that has very high returns well above the current market rate. This type of investment is a) Aimost certainly a scam because of the guarantee of safety coupled with the above market returns b) Worth looking into because of the very high return and the Acquaintances recomimendation c) A great opporturity, you have recommendations and a guarantee from the hivester di Definitely ag investment that can mair yoon fot of meney with na gotertial for any ins. What does the Frank Dodd Act prohibit? a) a statute of limitations on debt b) certain predatory lending tactics that were used frequently during the real estate bubble: c) electronic funds to be transferred unkafely d) the non acknowledgment of consumer billing complaints and investigation of billing erroes by creditors