I need help with these 2 questions please.

1. Which of the following statements concerning cafeteria employee benefit plans is (are) correct?1.Any cash benefit elected is included in the employees gross income.2.If a cafeteria plan is discriminatory, the value of any benefit the employer provides a highly-paid employee is included in the employees gross income.

a.1 only .b.2 only. c.Both 1 and 2. d.Neither 1 nor 2.

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2. Which of the following statements concerning health care flexible spending accounts is (are) correct?

1.The funds for the account are derived from the employee accepting a reduction in salary.

2.The dollars allocated to the spending account are generally not included in the employees gross income.

3. All dollars not used to purchase benefits in the specific year are carried over to the next year.

a.2 and 3. b.1 and 2. c.1 and 3. d.1, 2, and 3.