I need help with these questions for Chapter 11 Sources of Funds for Residential Mortgages and Chapter 12 Real Estate Brokerage and Listing Contracts

Chapter 11 1) Contrast the traditional pre-1980 system of home mortgage lending with the modern system in terms of lenders and methods of doing business. 2) Distinguish four channels of modern home mortgage lending by types of loans, major participants, and methods of funding 3) List the three major functions of mortgage banking, identify a major risk to be managed in each function, and identify how it is managed 4) List critical aspects of mortgage lending for which Fannie Mae and Freddie Mac have created uniformity, and state how this has improved mortgage markets 5) State what home mortgage underwriting is, list the "three Cs" of traditional underwriting, and list what has changed or is changing with each "C" in the evolution of "automated underwriting 6) List three reasons that automated underwriting is replacing traditional methods. 7) Identify three "deficiencies" of home loan applicants that can make them candidates for a "subprime" home mortgage loan. 8) Identify three factors that contributed to the "subprime meltdown: of 2006- 2008 CHAPTER 12 1) Describe the brokerage function 2) State three reasons sellers use brokers. 3) Explain the real estate licensing process 4) Explain the difference between licensing and industry designations 5) Explain how commission rates are determined 6) List and describe three types of listing contracts. 7) Describe three types of agency relationships in real estate brokerage 8) List at least three protective provisions each for a property owner and broker that should be included in a listing contract. 9) List the ways that a listing contract can be terminated