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Question 5 Commercial bank management For the commercial bank that you selected, use its annual report or any other related information to answer the following questions. a) Assess the bank's balance sheet as well as any comments in its annual report about the gap between its rate-sensitive assets and its rate- sensitive liabilities. Does it appear that the bank has a positive gap or a negative gap? b) Does the bank use any methods to reduce its gap and, therefore, to reduce its exposure to interest rate risk? Question 5 Commercial bank management For the commercial bank that you selected, use its annual report or any other related information to answer the following questions. a) Assess the bank's balance sheet as well as any comments in its annual report about the gap between its rate-sensitive assets and its rate- sensitive liabilities. Does it appear that the bank has a positive gap or a negative gap? b) Does the bank use any methods to reduce its gap and, therefore, to reduce its exposure to interest rate risk