I need to rewrite this: Cyber liability coverage can cover costs associated with a breach, including the expense of investigating the breach, notifying individuals whose information was compromised, hiring a public relations team or crisis management firm to repair the insured's reputation, expenses associated with a halt in business operations and ransom demanded for records that are held hostage by hackers. First-party coverage protects the insured business when it is the victim of a data breach. [...]party coverage protects the insured business from a class-action suit or other fallout from affected companies that the insured does business with.