I want my ATV! You want to purchase a cool, yellow all$-$terrain vehicle.With all the bells and whistles, the cost of the vehicle is $$34,000($well$,$ actually there are no whistles, but a bell does go off if you forget to turn off the lights$).$ You make a down payment of $$5000$ and borrow the rest at $4\%$ annual interest for $10$ years. What are your equal monthly payments?