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Use the given table. Cindy started a whole-life insurance policy for $255,000 when she was 23 years old. At age 50, the policy has a cash value of $12,505 and Cindy converts the policy to extended term insurance for the same face value. Use 20-year level term rates to estimate the number of years of extended term insurance she has. Use a non-tobacco rate. Click the icon to view the data table. X Cindy has years of extended term insurance. Data table (Do not round until the final answer. Then round to two decimal places as needed.) Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value 10-Year Level Term 20-Year Level Term Age Male Female Agel Male Female PREF |NT T PREF NT PREF NT PREF NT 20 0.87 1.27 2.28 0.75 1.10 1.88 20 1.09 1.50 2.86 0.91 1.31 2.56 25 0.87 1.27 2.28 0.75 1.88 25 1.09 1.50 2.86 0.91 1.31 2.56 30 0.87 1.36 2.49 0.75 1.16 2.06 30 1.12 1.61 3.24 0.96 1.42 2.67 35 0.87 1.44 2.73 0.75 1.26 2.23 35 1.17 1.73 3.62 1.02 1.53 2.78 40 1.13 1.96 3.78 1.00 1.57 2.93 40 1.49 2.36 5.38 1.26 2.00 3.77 45 1.51 2.69 5.33 1.38 2.12 4.08 45 2.23 3.73 8.42 1.75 2.92 5.57 50 2.03 3.76 8.08 1.72 2.98 5.78 50 3.45 5.99 12.90 2.59 4.40 8.02 55 2.95 5.61 12.48 2.27 4.44 8.33 55 5.38 9.52 19.15 3.96 6.66 11.45 60 4.61 9.07 20.07 3.46 6.95 12.57 60 8.46 15.15 29.14 6.17 10.36 16.74 Whole Life Universal Life Age Male Female Agel Male Female PREF |NT T PREF| NT T PREF NT T PREF NT 20 8.39 9.02 10.55 7.55 8.12 9.95 20 5.25 5.78 7.17 4.53 4.65 5.97 25 9.51 10.22 12.70 8.65 9.30 11.59 25 6.21 6.69 8.61 5.37 5.61 1 7.17 30 10.86 11.68 14.77 9.82 10.56 13.48 30 7.41 8.13 10.29 6.45 6.81 8.73 35 12.37 13.30 16.59 10.97 11.80 14.85 35 9.09 9.93 12.69 7.89 8.25 10.77 40 14.42 15.50 19.31 12.54 13.48 16.69 40 11.25 12.33 15.69 9.69 10.17 13.41 45 17.65 18.98 24.03 15.14 16.28 20.43 45 14.01 15.45 19.65 12.09 12.69 16.77 50 22.45 24.14 30.65 19.09 20.53 25.39 50 17.61 19.17 24.45 15.09 16.05 21.33 55 28.67 30.82 39.00 24.11 25.92 30.97 55 22.41 24.57 31.41 18.93 20.25 26.97 60 36.06 38.77 49.39 29.75 31.99 37.25 60 28.77 34.53 43.65 23.97 28.29 37.53 PREF = preferred, NT = non-tobacco, and T = tobacco usage. Print Done Next