I would like to work a bit with current events for this discussion. We recently had hurricane Ida hit Louisiana and it once again brought to the forefront the challenge of poverty and how storms disproportionately impact minority communities. President Biden visited the area and said "we need to build back better" implying that we can't just go back to rebuilding the same old house design as it is just going to happen again. FEMA is on the ground and they have the task of helping people "get back on their feet" but the reality is that like most government programs, FEMA relief often comes slow and with a lot of "ifs and buts" whereby socioeconomic disadvantaged often feel like they are not getting the help they need. This is why we often see the poor in storm ravaged communities years later and still struggling with the realities of storm damage. All this, however, takes us to maybe what is the core of the debate in a capitalist economy. To what extent is the government and by extension the tax payer obligated to pay for rebuilding these poor communities impacted by natural disasters? Kind of extending on this question, to what extent are the poor in these communities a victim of circumstances beyond their control and to what extent is their poverty condition a result of what they did or failed to do in life? Please share your thoughts generally on this and we will see if we can make any progress on understanding these challenges and debate.