I would like you to use this week's class lessons as a starting point in identifying a real-life application of time value of money. I expect you to research the example you will present in your discussion on this board: include a description of the application (i.e. buying a Tesla), the numerical specifics of the application (i.e. current interest rates for car loans are 4% and the price of the Model 3 is X$ therefore...) and anything else you think is relevant from a financial point of view. These will be graded based on a well thought out, well researched discussion that is directly applicable to TVM.

Please use the following outline as a reference

1. Future Value (Lump Sum)
2. Present Value (Lump Sum)
3. Future Value of An Annuity
4. Present Value of An Annuity
5. Perpetuities
6. Semiannual and Other Compounding Periods
7. Uneven Cash Flow Stream

I have been struggling for a while, and thank you for your help!