Ideally, risk managers should require that vendors provide the required certificates of insurance: Select one: O a. At the time that the contract is signed. O b. Before work begins. Oc Before the work is completed. O d. Before the payment for the work is tendered. The two major sources of loss exposures to identify are: Select one: O a. Owned assets and non-owned assets O b. Assets and liabilities Oc Human resources and net income O d. Perils and hazards Which of the following is NOT considered as an intangible asset? Select one: O a. Work-in-process b. Goodwill Oc Relationships with vendors O d. Public infrastructure John Jenkins is the risk manager for Jumbo, Inc Jumbo is a large retail store in a major metropolitan area. cleaning and maintenance crews prepare the stores for the next day's retail activities. In addition, restocking to the stores after hours. He is especially concerned about the manufacturing representatives who are reste Select one