Question: If a loan is computed on a 3 0 - year amortization schedule but matures at the end of 2 0 years there is negative

If a loan is computed on a 30-year amortization schedule but matures at the end of 20 years
there is negative amortization.
the monthly payments will be greater than those of a 30-year loan.
there will be a final balloon payment to retire the loan.
the lender will extend the loan for ten additional years when the time comes.

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