If an individual dies before the required beginning date $($RBD$)$ for IRA minimum distributions, the surviving spouse beneficiary can

roll the proceeds over to her own IRA.

once the money is rolled into the surviving spouse's own IRA, distributions may be delayed until the surviving spouse attains her own RBD$.$

leave the account balance in the deceased owner's account to accumulate indefinitely.

elect an installment payout under the $20-$year rule.

A$)$

I and III

B$)$

II$,$ III, and IV

C$)$

I and II

D$)$

III and IV