II. Prepare the payment schedule (effective-interest method): (25 points) AGMUS Venture Inc. has successfully developed a new spreadsheet program. To produce and market the program, the company needed additional financing. On January 1, 2020, AGMUS borrowed money as follows: issued a $400,000, 6%, 15-year mortgage payable. The terms provide for annual installment payments of $41,185 on each December 31 Instructions: Prepare the payment schedule for the first four installment payments