Question: In 2019, Carolyn made HBP withdrawals that total $18,000. In what year must Carolyn begin making repayments and what is the latest date by which

In 2019, Carolyn made HBP withdrawals that total $18,000. In what year must Carolyn begin making repayments and what is the latest date by which she can make his first repayment?

Repayments must begin in 2020 with the latest date being 60 days after the end of 2020.

Repayments must begin in 2020 with the latest date being December 31, 2020.

Repayments must begin in 2021 with the latest date being the end of February 2022.

Repayments must begin in 2021 with the latest date being December 31, 2021.

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