In reference to information in the previous question:What would be an actuarially fair insurance premium (AFIP) for a policy with a $10,000 deductible, for a "healthy" individual? (NOTE:Round your answer to the nearest whole number, without dollar sign or commas).

previous question:

A population has two equal-sized members of "healthy" and "unhealthy" individuals. Members of each type have the same, identical, utility function:

U = 10Y(0.5) (i.e. 10 x Y raised to the 0.5 power), where Y is annual income.

Assume each individual, in either group, has disposable income (after normal expenses) of $15,000 a year. If in need of major medical care (and does not have insurance), each individual will have $12,000 in medical expenses. A "healthy" individual has a 3% probability, while an "unhealthy" individual has a 12% probability, of requiring major medical care.

What would be an actuarially fair insurance premium (AFIP) for a full-coverage policy for an "unhealthy" individual? (NOTE: Round your answer to the nearest whole number, without dollar sign or commas).