In the passage below, which punctuation marks are used incorrectly?

The quality of these determinants stems from national institutions. According to Lee (1999), institutional development, formal or informal, drives growth. It aligns incentives for private and social returns, affecting trade and growth-enhancing policy. Others have examined long-term effects, those of colonialism, which include: impacts on current institutional settings and economic growth. (Zhang 2001). Despite instructional developments benefits, developing countries enjoy institutionally-embedded norms. We ask; are these determinants diverse?

Choose as many as you like

A: Comma

B: Colon

C: Semicolon

D: Hyphen

E: Period

F: Question mark

G: Apostrophe