In this example, every lender requires DCRs at any point in time to be greater than $1\mathrm{.}5.$ If this rule is violated, the borrower will not qualify for the loan. In this example, is the DCR requirement satisfied? If not, make a suggestion of how the loan might need to be restructured to meet the guidelines of the lenders.$$ There is no right or wrong answer, there are several ways to approach this. Be creative.