Indicate by placing an "x" under the appropriate heading or the following bank reconciliation actions:

situation	add to bank balance	deduct from bank balance	add to checkbook balance	deduct from checkbook balance
1. bank service charge
2. deposit in transit
3. bank credit memorandum
4. NSF check
5. $50 payment was incorrectly recorded by the bookkeeper as $60
6. Direct deposit
7. bank debit memorandum
8. outstanding check
9. voided check 10. Interest 11. Deposit 12. Check issued (payment)