Initial Post: Nowadays, we have more options than ever before to manage our money, many right at our fingertips. Some of these include checking accounts, credit cards, or mobile payment services like Venmo, CashApp, ApplePay, PayPal, et cetera.

• Thinking about what we've learned so far in this course and, if you like, drawing on some of your own experience, what would you consider some of the advantages and disadvantages of these options?
• Do you believe that using a checking account, credit cards, or mobile payment services makes it easier to keep track of where your money goes? If so, why? If not, why?
• What are some strategies you could use to avoid paying high-interest rates and fees?

Grammar and Mechanics: Avoid language that may be offensive and double-check your grammar and spelling before submitting your final post.