Instructions: At the end of each statement, insert TRUE if it is correct. Otherwise insert FALSE. Use CAPITAL letters for your answer.

1. Online banking is used for many of the same transactions that are done at a physical banking location.Answer:

2. Automobile loans are unsecured loans made specifically for the purchase of an automobile. Answer:

3. Once a sound financial plan is in place, there should be no need to ever change it. Answer:

4. An emergency fund, or rainy-day fund, is comprised of liquid assets sufficient to cover 3 to 6 months of expenditures. Answer:

5. The balance sheet or statement of financial position is used to calculate net worth. Answer:

6. Home equity loans are generally used to borrow very small amounts to not risk losing the house. Answer:

7. Cheques are cashed or settled by banks once the date and signatures are correct. Answer:

8. The consideration factor is used if you want personal attention and excellent service. Answer:

9. There is no charge when you use your credit card at an ATM machine. Answer:

10. With online banking, you are able to access your accounts and conduct business transactions through the Internet, your mobile phone, and devices. Answer:

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