Internal rating systems deployed by banks and financial institutions differ from organisation to organisation. As a potential future credit risk analyst, you are required to identify a local or international financial $($lending$)$ institution or a retailer who extends credit facilities to new and existing clients. Your focus must include but not be limited to the following: $-$

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Understanding of the organisation$$s internal rating systems

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A process that has been put in place

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Decision to deny or approve a credit line to a customer

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How the credit quality of a client$$s portfolio is maintained

Document your visit$/$call and provide feedback relating to your findings.

Conditions:

$($a$)$

Physical visit to the entity or telephonic contact is a must $$ originality is required. Also, it is mandatory to provide the name of the company $($organisation$),$ place, business type, name of the person interviewed, and the date.

$($b$)$

Any $$cut and paste$$ from resources will not attract marks.