Question: Is a statement about retirement contributions correct for this taxpayer for tax year 2 0 2 3 taxpayer made contribution to their traditional IRA and

Is a statement about retirement contributions correct for this taxpayer for tax year 2023 taxpayer made contribution to their traditional IRA and November 2023 taxpayer is 53 and realized that they did not contribute the maximum in 2022 taxpayer can apply the excess contribution in 2023 to 2022 and avoid penalty for ex contribution

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