Jack and Jill borrow $$23,000$ at $6\mathrm{.}3\%$ amoritzed over $6$ years to drill a well and renovate their kitchen and bathrooms. Assuming that the monthly principal and interest payments are made as agreed, what is the loan balance at the end of $3$ years? $($Round to nearest penny and enter, for example, as $123456\mathrm{.}78)$

Answer: $$

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Marks for this submission: $\frac{0\mathrm{.}00}{12\mathrm{.}00}$