Jack and Jill have trouble keeping their checking account balanced. Because they never know how much is really in their account, they have an automatic funds transfer agreement with their bank. When Jack or Jill writes a bad check, what will happen?

Group of answer choices

The bank will honor the check and then call Jack and Jill and ask that they deposit the needed funds into checking as soon as possible.

The bank will stamp the check "insufficient funds" and return it to the payee.

The needed funds will automatically be transferred from their savings account.

The needed funds will automatically be borrowed from their Visa account.