James drafts a note payable to Smith Co. and signs the note at the top of the note. This note is Negotiable Non negotiable because the signature is in the wrong place Non negotiable if the signature is printed Nonnegotiable if the signature is stamp Question 11 1 pts Harry borrowed money from the bank for a vacation. A few months later, Harry borrowed money from a neighbor. Harry and the neighbor signed a security agreement listing Harry's wedding ring as collateral. Harry defaults on both loans. Who has a priority? The bank because its interest was the first to attach. The neighbor because it owns a PMSI The bank because the neighbor never perfected his interest The neighbor because the neighbor has a security interest