Jamie Lee Jackson, age $24,$ has recently decided to switch from attending college part$-$time to full$-$time in order to pursue her business degree and aims to graduate within the next three years. She has $55$ credit hours remaining in order to earn her bachelor$$s degree, and knows that it will be a challenge to complete her course of study while still working part$-$time in the bakery department of a local grocery store, where she earns $$390$ a week. Jamie Lee wants to keep her part$-$time job at the grocery store as she loves baking and creates very decorative cakes. She dreams of opening her own cupcake caf$$ within the next five years. She also realizes that by returning to school full$-$time she will forgo any free time that she enjoys now socializing with friends.

Jamie Lee currently shares a small apartment with a friend and they split all of the associated living expenses, such as rent and utilities, although she would really like to eventually have a place of her own. Her car is still going strong, even though it is seven years old and she has no plans to buy a new one any time soon. She is carrying a balance on her credit card and is making regular monthly payments of $$70$ with hopes of paying it off within a year $($calculations will start with her making the first payment$).$ Jamie has also recently taken out a student loan to cover her educational costs and expenses. Jamie Lee also began depositing $$1,800$ a year in a savings account that earns $2\%$ interest, in hopes of having the $$9,000$ down payment needed to start the cupcake caf$$ two years after graduation.

Current Financial Situation:

Checking account $$1,250$

Emergency fund savings account $$3,100$

Car $$4,000$

Student loan $$5,400$

Credit card balance $$400$

Gross annual salary $$2,125$

Net monthly salary $$1,560$

Based on her personal and household needs and values, use the drop$-$down menus in each cell below to identify Jamie Lee$$s short$-$term financial goals, intermediate and long$-$term financial goals, and non$-$monetary goals.