Janet hit a wall causing a large dent in the fender of her car. She was busy at work and delayed reporting the damage to her insurer for $9$ months. When she finally reported the claim, her insurer denied payment, stating, "Although such a loss is usually covered, you are required under the terms of the contract to provide prompt notification in case of loss." The prompt notification requirement is an example of a$($n$)$

declaration.

definition.

insuring agreement.

condition.