Question: Jasper Bell was a self-employed window washer earning approximately $700 per week. One day, while cleaning windows on the third floor of the Third National

Jasper Bell was a self-employed window washer earning approximately $700 per week. One day, while cleaning windows on the third floor of the Third National Bank Building, he tripped and fell from the scaffolding to the pavement below. He sustained severe multiple injuries but miraculously survived the accident. He was immediately rushed to the local hospital for surgery. He remained there for 68 days of treatment, after which he was released to go home for further recuperation. During his hospital stay, he incurred the following expenses: surgeon, $6,600; physician, $1,500; hospital bill for room and board, $210 per day; nursing services, $1,100; anesthetics, $600; wheelchair rental, $100; ambulance, $150; and drugs, $350. Jasper has a major medical policy that has a $2,600 deductible clause, an 80 percent co-insurance clause, internal limits of $148 per day on hospital room and board, and $1,500 as a maximum surgical fee. The policy provides no disability income benefits. Explain the policy provisions as they relate to deductibles, co-insurance, and internal limits. The input in the box below will not be graded, but may be reviewed and considered by your instructor. ) There are limits on surgical and room charges. The patient has to bear 20% of the cost after the deduction. How much should Jasper expect to receive from the insurance company? $ How much must he pay out of his own pocket? $ Would any other policies have offered Jasper additional protection? What about his inability to work while recovering from his injury? The input in the box below will not be graded, but may be reviewed and considered by your instructor. Based on the information presented, how would you assess Jasper's health care insurance coverage? -Select- Explain. The input in the box below will not be graded, but may be reviewed and considered by your instructor.

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