Jeff writes a check to Joe for $$500.$ Jeff arranges his bank to certify the funds and the bank stamps the check as a "Certified Check." Jeff gives Joe the check to purchase Joe's boat. Jeff later determines that the boat was stolen and calls his bank to stop payment on the check. Joe deposits the check $5-$days later. Will the bank pay the check?

Yes. Jeff cannot stop payment on a certified check

No$.$ Jeff's stop payment is always valid

No$.$ Only if Jeff's stop payment occurred in a reasonable time.

Yes. Jeff's stop payment did not occur in a reasonable time.