Jenny $(35$ years old$)$ is considering making a one$-$time contribution to either a traditional $401$ kJ $)$ plan or to a Roth $401$ C withdraw the account balance when she retires in $40$ years. Jenny expects to earn a $7$ percent before$-$tax rate of retur plan she contributes to$.$ Which of the following statements is true?

If Jenny's marginal tax rate in the year of contribution is higher than her marginal tax rate in the year of distribution, she will carn a of return on the traditional $401$ kJ $)$ plan than on the Roth $4010$ d