Question: Joe Johnson insures a 2 0 0 9 Ford Focus on an Auto policy which includes ERS coverage. Joe returns to his car after grocery

Joe Johnson insures a 2009 Ford Focus on an Auto policy which includes ERS coverage. Joe returns
to his car after grocery shopping and discovers he locked his car keys in the trunk. Joe calls ABC
Locksmiths and explains he locked the keys in the trunk. ABC Locksmiths are able to open Joe's
trunk with a special tool in about five minutes and recover his keys. The locksmith charged Joe
$75 for the service. Joe presented the $75 bill to his agent for reimbursement.
What is the amount payable under Joe Johnson's policy?
$75
$25
$10
$0
 Joe Johnson insures a 2009 Ford Focus on an Auto policy

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