John is saving for a trip for his family and as of today has accumulated $$325$ in a trip fund. John's goal is to accumulate $$975,$ or $3$ times this amount to support the trip. Assuming that all of John's trip fund is invested to earn an interest rate of $9\mathrm{.}00\%,$ how long, in years and in fractions of a year, will it take John to achieve his goal?