Question: John Vent needs to buy a car. He borrows $ 5 0 0 0 from Nebraska Auto to buy a car. When john Vent does

John Vent needs to buy a car. He borrows $5000 from Nebraska Auto to buy a car. When john Vent does not pay the loan or return the car, Nebraska Auto wants to transfer the rights to the payments to Scottsbluff Collection Agency. Scottsbluff Collection agrees to pay Nebraska for this right, but the amount is for less than the amount owed.
Is this a delegation or an assignment? Explain
Can Nebraska Auto transfer the rights to Scottsbluff Collection Company without Johns consent?
Who is the delegator/delegatee, or Assignor/Assignee
Is there a beneficiary? Who is it and are they intended or incidental?

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