Johnny Sanchez started a job as a web designer for a small company about a year ago after graduating from college. His gross earnings are $2,100 a month, before taxes. His net earnings are $1,800 a month. Use the table below to help you answer the following question. Johnny's total expenses for the month are $1300. Johnny's company provides health insurance, but does not offer disability insurance benefit. Johnny could buy Johnny could buy the following long-term insurance policy on his own. Cost Coverage* Elimination Period $40 per month 65% of his salary would be replaced until age 65 90 days. The coverage would start 90 days (or 3 months) after a disabling accident or illness occurs. *Johnny would receive the full amount - he would not pay tax on disability payments received because he paid for his policy with after-tax dollars. How much would Johnny receive each month in disability payments?