Jorge purchased a newly issued $$20,000$ corporate bond for $$19,500$ on November $1,2024.$ The maturity date of the bond is October $31,2029$ and the annual interest rate is $5\%,$ paid on October $31$ of each year beginning in $2025.$ How much interest income should Jorge include in his income for $2024$ and $2025$ if he wants to minimize the interest income recognized for income tax purposes?

$$167$ in $2024$ and $$1,000$ in $2025$

$$0$ in $2024$ and $$1,000$ in $2025$

$$0$ in $2024$ and $$975$ in $2025$

$$167$ in $2024$ and $$833$ in $2025($Incorrect$)$