$$Joshua obtains a $$10,000$ loan from XYX Bank and agrees to have his car as collateral in the security agreement. If he defaults, the bank can do which of the following:

$$XYZ can use force to physically remove Joshua from the vehicle, if he is inside the car.

$$XYX Bank must go to court to repossess his car.

Can only repossess his car if he voluntarily agrees.

$$XYX can repossess his car in order to sell it and use the proceeds to satisfy the debt owed.