Question: Julie, aged 1 7 , bought a $ 2 0 0 0 bicycle on credit for the purpose of transportation to and from her place

Julie, aged 17, bought a $2000 bicycle on credit for the purpose of transportation to and from her place of employment.
After 3 months of purchasing the bicycle, she still has not made any payments. The seller wants to bring an action against her for the debt.
What is the legal issue?
What is the legal test?
Applying the legal test to the facts of the case, what is the likely outcome?

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