just state whether true/ false

SECTION D: STATE WHETHER THE FOLLOWING STATEMENTS ARE TRUE OR FALSE 38. By saving and investing, an individual would be able to have a financially responsible life True/False 39. Budgeting answers expenditure and saving plans. True/false 40. The most important stage of financial planning is when an individual defines his/her financial goals. True/false 41. Being consciousness is a key component in career planning as our interests keeps evolving over time. True/false 42. Adding a resume' to a job application is a must True/false 43. A financially literate individual will definitely attain financial success. True/false