Lawrence State Bank has Tier 1 capital to risk weighted assets of 7.75%,total capital (Tier 1 &2)to risk weighted assets of 9.75%, common equity to risk weighted asets of 6.45%, and a Tier 1 capitalto total assets ratio of 4.95%.What type of bank is this under the new or updated (Basel III compliant) U.S.Prompt Corrective Action (PCA)standards?

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PCA Category Total Tier 1 CET1 Tier 1 RBC RBC RBC Leverage Ratio Ratio Ratio Ratio Well Capitalized 10% 8% 6.5% 5% Adequately 8% 6% 4.5% 4% Capitalized Undercapitalized <8% <6% <4% 4.5% Significantly <6% <4% <3% <3% Undercapitalized Critically Undercapitalized Tangible Equity/Total Assets 2% PCA Category Total Tier 1 CET1 Tier 1 RBC RBC RBC Leverage Ratio Ratio Ratio Ratio Well Capitalized 10% 8% 6.5% 5% Adequately 8% 6% 4.5% 4% Capitalized Undercapitalized <8% <6% <4% 4.5% Significantly <6% <4% <3% <3% Undercapitalized Critically Undercapitalized Tangible Equity/Total Assets 2%