Learning Objective #2 Define the specific types of small businesses Question 3 of 10. What is a defining characteristic of a Small Disadvantaged Business? It is owned by an individual who has one or more disabilities Fifty-one percent of its workforce resides in an urban or rural area It is owned by a Community Development Corporation It is owned by an individual who does not have equal access to credit or capital available to others in a similar line of bu Mark for follow up