Let's try a sample problem. Suppose you deposit $100 in an account with an annual interest rate of 6%. What is the future value of this $100 in five years? Enter the data into your calculator: N 5 I/Y 6 PV -100 PMT 0 Solve for FV by pressing CPT FV. PV = Notice two things about this calculation: 1. You enter the PV as -100.00. The calculator distinguishes which direction the cash flows move. You began by taking $100 out of your pocket today (negative cash flow) and invested it so you can put money back in your pocket five years from now (positive cash flow). Different signs reflect different directions that the cash flows are traveling 2. You enter the interest rate as a whole number (6), not as a decimal (0.06). Grade It Now Save & Continue Continue without saving Let's try a sample problem. Suppose you deposit $100 in an account w this $100 in five years? Enter the data into your calculator: N 5 127.14 6 -100 116.49 0 102.53 Solve 133.82 ressing CPT FV. 139.08 FV = Notice two things about this calculation: 1. You enter the PV as -100.00. The calculator distinguishes which direction the ca (negative cash flow) and invested it so you can put money back in your pocket five different directions that the cash flows are traveling. 2. You enter the interest rate as a whole number (6), not as a decimal (0.06)