Liabilities $ 150 1 Equity capital (fixed) The balance sheet of XYZ Bank appears below. All figures in millions of US Dollars. In this example, do not include demand deposits or passbook savings accounts. Assets 1 Short-term consumer $ 120 loans (one-year maturity) 2 Long-term consumer 125 2 Demand deposits 40 loans (two-year maturity) 3 Three-month Treasury bills 130 3 Passbook savings 130 4 Six-month Treasury notes 5 Three-year Treasury bond 135 4 Three-month CDs 140 170 5 Three-month bankers 120 6 10-year, fixed-rate mortgages 7 30-year, floating-rate mortgages (rate adjusted every nine months) acceptances 120 6 Six-month 160 commercial paper 140 7 One-year time deposits 120 8 Two-year time deposits 40 $970 $970 Total one-year rate-sensitive liabilities is