Liability risk, when someone else is suing you or you cause damage to someone else, usually involves : Frequency and Severity Only one party Health related issues Transference of the claim None of the Above QUESTION 32 The Premium is meant to include all except Expenses the company may incur if a loss is short term Losses the policy may have to pay for in the event of a claim Profit from the premiums the company collects Investment Results in the securities the company manages None of the Above