Like in problem 3, you have determined that you will need $3,000,000 when you retire in 40 years, and you plan to set aside a series of payments each year in an account yielding 12% per year to reach this goal. You will put in the first payment in the account one year from today and the payments will grow with your income by 3% per year. Assuming that the money is placed in a 6% APR account throughout your retirement period, and you plan to withdraw $25,000 per month, approximately how many years will the money last you Please solve it step by step with the formular used.