Lina is getting close to age $65$ and cannot stop thinking about retirement. She is very excited. She has worked hard and raised two amazing children. She knows that in calculating her government retirement benefit, certain low or nil months' earnings can be deducted from the calculation of the $\_\_\_\_\_\_\_\_\_\_.$ This would be to her advantage as it would raise her average monthly employment earnings and increase the amount of her retirement pension.$$

Question $64$Select one:

a$.$

Employer$-$sponsored pension plan

b$.$

Old Age Security Pension Plan $($OAS$)$

c$.$

Canada Pension Plan $($CPP$)/$Quebec Pension Plan $($QPP$)$

d$.$

Defined Benefit Pension Plan $($DBPP$)$

e$.$

Defined Contribution Pension Plan $($DCPP$)$