Loaded$-$up fund charges a $12$b$-1$ fee of $1\mathrm{.}0\%$ and an expense ratio of $0\mathrm{.}75\%.$ Economy fund charges a $2\%$ front$-$end load $($based on offer price$)$ and an expense ratio of $0\mathrm{.}25\%,$ but no $12$b$-1$ fee. Assume the rate of return on both funds$$ portfolios $($before any fees$)$ is $6\%$ per year, and $12-$b$1$ fees and expense ratios are charged on the ending NAV each year. Which fund should you buy if you plan to sell at the end of $10$ years?